Built for your financial future
Banking That Works Harder For You
NexBank combines over 60 years of financial expertise with modern digital tools. From everyday current accounts to complex mortgages — straightforward banking, always.
NexBank combines over 60 years of financial expertise with modern digital tools. From everyday current accounts to complex mortgages — straightforward banking, always.
Our products
A flexible easy-access savings account with no minimum balance. Earn competitive interest daily.
Everyday banking with cashback on bills, free worldwide ATM withdrawals, and travel insurance included.
Fixed and variable rate mortgages up to 95% LTV. First-time buyers welcome with specialist advisors.
Borrow £1,000–£50,000 over 1–7 years. Same-day decision for existing customers. No early repayment fees.
Get an instant estimate of your monthly payments. Our calculator uses today's best available rates and is updated daily to reflect current market conditions.
Actual rates offered will depend on your credit history, deposit amount, and property value. Speak to one of our mortgage advisors for a full personalised illustration.
Rates updated: Wednesday, 18 March 2026, 16:00 GMT. Buy rates shown. Sell rates available in branch or via Internet Banking.
| Currency | Buy | Sell | Change (24h) |
|---|---|---|---|
| US Dollar (USD) | 1.2748 | 1.2622 | +0.32% |
| Euro (EUR) | 1.1682 | 1.1554 | −0.11% |
| Japanese Yen (JPY) | 193.42 | 191.88 | +0.58% |
| Swiss Franc (CHF) | 1.1231 | 1.1104 | −0.07% |
| Australian Dollar (AUD) | 1.9714 | 1.9540 | +0.19% |
| Canadian Dollar (CAD) | 1.7412 | 1.7248 | −0.22% |
| UAE Dirham (AED) | 4.6812 | 4.6320 | +0.14% |
Financial Guidance
With rates stabilising after two years of volatility, many homeowners face the same question: should I fix now or stay on the variable rate?
A financial buffer isn't a luxury — it's the difference between a setback and a crisis. Our advisors share the practical strategies that actually work.
The government's overhaul of R&D tax credits took effect in April. Here is a plain-English guide to what changed and how to claim correctly.
It takes less than 10 minutes. We'll need some information about you and your financial situation. All data is protected under our Privacy Policy and UK GDPR.